buy custom Transfer Application essay

buy custom Transfer Application essay Opportunities come once in a lifetime and I never want to miss my opportunity to make life better. I am an international student at Wyoming University, applying for a transfer to Colorado University to study my Business Administration major. The reason for my transfer is that I and my sister have a scholarship from the Kingdom of Saudi Arabia government which requires that we are both in the same university, failure to which it will be revoked. I kindly request you to consider this financial assistance granted by the government to make my life better. Accepting this transfer will help me utilize this scholarship and be a better person in life; indeed, this degree will help me achieve my career aspirations and objectives. I am a high performing student and with the necessary support from your administration in accepting this transfer I will work harder and more diligently. Attached with this letter, is my teachers recommendation of my presence in class showing that I never missed a single lesson. I am committed in my studies and always aim for the highest grades; and this can only be hindered by logistic factors and that is why I am requesting for this transfer. In addition, studying at the same university will help me and my sister to save costs, such as travelling to visit her which will require a lot of money. It will also save the time that I spend in travelling and hence I will be able to concentrate more in my studies. Furthermore, we will be looking out for each other and hence be better positioned to work together and help each other improve our grades. I will not feel homesick; since I have a family member near me and hence this will be a factor to stimulate me work on my studies. As a family we have always worked as a team in achieving our goals and this transfer will be a great support in achieving our ambitions and aims. I am looking forward to a positive response from you and thank you in advance. Buy custom Transfer Application essay

pH Definition and Equation in Chemistry

pH Definition and Equation in Chemistry pH is a measure of hydrogen ion concentration,  a measure of the acidity or alkalinity of a solution. The pH scale usually ranges from 0 to 14.  Aqueous solutions at 25 °C with a pH less than 7 are acidic, while those with a pH greater than 7 are basic or alkaline. A pH level of 7.0 at 25 °C is defined as neutral  because the concentration of H3O equals the concentration of OH− in pure water. Very strong acids might have a negative pH, while very strong bases might have a pH greater than 14. pH Equation The equation for calculating pH was proposed in 1909 by Danish biochemist  Sà ¸ren Peter Lauritz Sà ¸rensen: pH -log[H] where log is the base-10 logarithm and [H] stands for the hydrogen ion concentration in units of moles per liter solution. The term pH comes from the German word potenz, which means power, combined with H, the element symbol for hydrogen, so pH is an abbreviation for power of hydrogen. Examples of pH Values of Common Chemicals We work with many acids (low pH) and bases (high pH) every day. Examples of pH values of lab chemicals and household products include: 0: hydrochloric acid2.0: lemon juice2.2: vinegar4.0: wine7.0: pure water (neutral)7.4: human blood13.0: lye14.0: sodium hydroxide Not All Liquids Have a pH Value pH only has meaning in an aqueous solution (in water). Many chemicals, including liquids, do not have pH values. If theres no water, theres no pH.  For example, there is no pH value for vegetable oil, gasoline, or pure alcohol. IUPAC Definition of pH The International Union of Pure and Applied Chemistry (IUPAC) has a slightly different pH scale that is based on electrochemical measurements of a standard buffer solution. Essentially, the definition uses the equation: pH -log aH where aH stands for hydrogen activity, which is the effective concentration of hydrogen ions in a solution. This might be slightly different from the true concentration. The IUPAC pH scale also includes thermodynamic factors, which may influence pH. For most situations, the standard pH definition is sufficient. How pH Is Measured Rough pH measurements  can  be made using litmus paper or another type of pH paper known to change colors around a certain pH value. Most indicators and pH papers are useful only to tell whether a substance is an acid or a base or to identify pH within a narrow range. A universal indicator is a mixture of indicator solutions intended to provide a color change over a pH range of 2 to 10. More accurate measurements are made using primary standards to calibrate a glass electrode and pH meter. The electrode works by measuring the potential difference between a hydrogen electrode and a standard electrode. An example of a standard electrode is silver chloride. Uses of pH pH is used in everyday life as well as science and industry. Its used in cooking (e.g., reacting baking powder and an acid to make baked goods rise), to design cocktails, in cleaners, and in food preservation. Its important in pool maintenance and water purification, agriculture, medicine, chemistry, engineering, oceanography, biology, and other sciences.

International relations war Essay Example | Topics and Well Written Essays - 1500 words

International relations war - Essay Example Stanford encyclopedia of philosophy defines war as â€Å"an actual, intentional and widespread armed conflict between political communities† (Orend 1). From these definitions war can occur between people, cultures and states. War is usually aimed at having power over the other person. An overall definition of war is continuous violence between groups in which state military forces take part on one side in case of a civil war or both sides in case of interstate wars. There are different types of war which are triggered by different situations. Hegemonic war also known as global war or world war or general war is a war aimed at controlling or conquering the whole world. It last happened during the Second World War. Where a state attempts to conquer and occupy another state, it is referred to as total war. The aim of the state is to reach the capital city and force the government to surrender. The whole of the enemy’s family is perceived as a legitimate target. After conquering, the victor replaces the subdued government with its own choice. An example of total war is the 2003 Iraq war. In limited war, the conqueror aims at doing other things apart from conquering and occupying the state. It is a common phenomenon in border wars, after occupying the state it wants, it may stop there to defend its gains. An example of such a war is the U.S. war against Iraq in 1991; U.S. recaptured Kuwait but did not go further to topple Saddam Hussein’s government. Civil war occurs between some groups within a state with the aim of creating, or preventing a new government for the whole state or some parts of it. Guerilla war is operated by illegal forces that are hidden by civilian population. They rarely confront an enemy; instead they harass and punish the enemy for a long time till the enemy limits its controls. Finally the enemy loosens its grip on the territory and liberates it to the guerrilla army (Eckbaull 1). A simple definition of strategy can be a means of solving

Drug testing Research Proposal Example | Topics and Well Written Essays - 500 words

Drug testing - Research Proposal Example There is a need to assure the publics safety when lives are placed in the hands of a pilot or a policeman. There is also a need to protect the privacy and rights of the individual that are a part of the American way of life. How do we reconcile public safety against the backdrop of the principle of presumed innocence? For most occupations drug testing is an excessive intrusion into privacy that violates the constitutional principles of self-incrimination and legal search and seizure. The constitutional guarantees that protect our privacy and require probable cause are illegally suspended when employers require mandatory and random drug testing. According to the US Department of Labor guidelines, "The current law in the private sector generally permits non-union companies to require applicants and/or employees to take drug tests" (Drug Testing). The long lasting remnants of drug residue and the possibility of false positive results erodes the reliability of these tests. Constitutional rights and the liability for poor results should not be a condition of employment in America. Schools have often been at the forefront of drug testing, but students also are protected by the constitution. Random testing should be eliminated in favor of the same laws that require probable cause that a crime has been committed. "Reasonable suspicion/cause testing involves a school requiring a student to provide a urine specimen when there is sufficient evidence to suggest that the student may have used an illicit substance" (What is drug testing). These are the same rules, laws, and constitutional protections that are granted to all Americans. Eliminating random drug testing in schools is simply abiding by our laws and constitution. Critics will argue that random drug testing is the surest and best way to eliminate drug use from the workplace and schools. They contend that the mere possibility of being tested greatly reduces drug use. However, the

Dehydration of Alcohols Essay Example for Free

Dehydration of Alcohols Essay Abstract The dehydration of cyclohexanol to cyclohexene can be done through fractional distillation. Once the fraction has been collected it must then be dried. The dried distillate is finally tested to determine whether or not it has been dehydrated. The three tests used were infrared spectroscopy, Bromine chemical test and Bayer’s chemical test. The infrared spectroscopy showed a large narrow peak at 3062. 12(cm-1) and 3020. 71(cm-1) which indicates that there is a double bond present. To assure the results were correct the chemical tests were done. The Bromine test was found to be positive for cyclohexene. The OH group was removed from the cyclohexanol and replaced with a double bond found around 3062. 12(cm-1) and 3020. 71(cm-1) and the dehydration was successful. Introduction Fractional distillation can be used when trying to dehydrate alcohols. Dehydrating an alcohol consists of taking away an OH group. Fractional distillation separates the initial compound into separate compounds; depending on what their boiling point is. Cyclohexanol can be dehydrated to form cyclohexene. Infrared spectroscopy is used to analyze a compound and can give a breakdown of what chemicals the original mixture is composed of. An example of this is the long broad peak around 3200 (cm-1) which signifies an OH group in the compound. This technique is very useful to help determine what a compound is made of and it can also be used with NMR to give a chemical structure. Since infrared spectroscopy can be used to analyze a compound it can also be used to verify that you have the correct compound. Another way to do this is to use a chemical test. There are multiple chemical tests that can be used, one of them being the bromine test. A bromine test is used to verify whether an OH group is present or not. Another test is used with KMNO4 to test whether and alkene is present or not. Using both chemical tests and infrared spectroscopy to analyze the substance it will be clear if fractional distillation and the drying agent were able to work together in the process of dehydrating the alcohol. Materials and Methods For this experiment, 5. 0-mL of cyclohexanol were weighed and placed in a 25-mL recovery flask. A magnetic stir bar was added to the flask. 2. 5-mL of 9 M sulfuric acid was added to the same flask and mixture was swirled. The fractional distillation apparatus was set up with steel wool in the column. A 10-mL receiving flask was placed in an ice-water bath. Fractional distillation was started making sure to maintain the head temperature between 80 and 85Â °C, making sure it did not go over 90Â °C. Heating was stopped once the mixture turned dark brown and a deep green condensate formed. Distillate was then collected and transferred to a 25-mL Erlenmeyer flask. Anhydrous potassium carbonate was added with a spatula to the 25-mL Erlenmeyer flask. Flask was swirled occasionally for about 15 min while adding more anhydrous potassium carbonate until liquid no longer looked cloudy. The mixture left that was not distilled was neutralized by adding bicarbonate to the solution, slowly, until foam stops forming. Dried liquid was then transferred with a Pasteur pipet into a 10-mL recovery flask containing a stir bar for simple distillation. Another 10-mL recovery flask was used as the receiver and a calcium chloride drying tube was connected with a vacuum adaptor. The more pure compound was collected by maintaining heat from 80 to 85Â °C, making sure it did not go over 90Â °C. Distillate was weighed and percent yield of cyclohexene was determined. An infrared spectroscopy was run on the distillate by taking a drop of distillate and putting it in between two salt plates. Closed the salt plates with metal holders and then put it into the infrared spectroscopy machine. First an infrared spectroscopy was run on the cyclohexanol. Then an infrared spectroscopy was run on the cyclohexene. The Bromine chemical test was run by adding 2 drops of distillate to a test tube. 0. 1 M of bromine in dichloromethane was added to the same test tube. Then added drops of dichloromethane until color appeared if color disappeared the test would have been positive. If the color did not go away the test would have been negative. Finally a Bayer test was run by adding 2-mL of 95% ethanol to a test tube. Two drops of distillate were added to the test tube. Then KMnO4 was added drop wise until color persisted. Results Table 1. Mass of starting solution, sulfuric acid, and ending product formed. Solution| Mass (g)| Cyclohexanol| 4. 512| Sulfuric Acid| 3. 384| Cyclohexene| 1. 217| Table 2. Chemical tests done to determine whether or not the product was cyclohexene. Result seen by changes in color. Type of Test| Color of Starting Reactant| Color of Reactant plus Product| Bromine| Bromine was red| Mixture went from red to clear | Baeyer| KMnO4 was purple| Mixture went from purple to dark brown | Table 3. Infrared spectroscopy peak values representing different structures found for cyclohexanol and cyclohexene. Solution| Alcohol| Single Bonds (sp3 C-H)| Double Bonds(sp2 C=C)| Ring Structure| Cyclohexanol| Peak 13339. 25 cm-1| Peak 2-32930. 94cm-1, 2854. 63cm-1| N/A| Peak 51450. 92cm-1| Cyclohexene| N/A| Peak 8 and 112923. 83cm-1, 2658. 55cm-1| Peak 6-73062. 12cm-1, 3020. 71cm-1| Peak 281438. 15cm-1| The original weight of the cyclohexanol added was 4. 512 g. The original weight of cyclohexanol with sulfuric acid was 7. 896 g. The original weight of the sulfuric acid alone was 3. 384 g. The weight for the product, assumed to be cyclohexene, was 1. 217 g. The percent yield for cyclohexene was calculated to be 26. 97%. Cyclohexanol was distilled fractionally to produce 4-mL of cyclohexene at 88? C. The original cyclohexanol was put through infrared spectroscopy and was found to have a large broad band at 3339. 25(cm-1) indicating the presence of an OH group, large narrow bands at 2930. 94(cm-1) and 2854. 63(cm-1) indicating single bonds between carbon and hydrogen, and a large narrow band at 1450. 92(cm-1) indicating a ring. The cyclohexene was put through infrared spectroscopy which showed that there was no OH group now. This time there was a double bond between carbons at 3062. 12(cm-1) and 3020. 71(cm-1), single bonds between hydrogen and carbon at 2923. 83(cm-1) and at 2658. 55(cm-1), and a ring at 1438. 15(cm-1). The bromine chemical test gave a positive result for cyclohexene after one drop of dichloromethane was added, which changed the liquid from a red color to a clear color. The Bayer test made the substance stay purple after 1 drop showing it was negative for an alkene. Doing the bromine chemical test and the Bayer test on cyclohexanol gave negative results for both. Discussion The fractional distillation was used to dehydrate cyclohexanol collected fraction allowed it to be separated and then was dried. Only 4-mL of cyclohexene was collected from the distillation. Infrared spectroscopy was then used to determine whether the substance retrieved from the distillation was dehydrated and had turned to cyclohexene. Looking at the infrared spectroscopy of the distilled substance there was no broad peak which signifies that there is not an OH in the substance anymore and the substance is not cyclohexanol anymore. To make sure the substance was cyclohexene two different chemical tests were given. The bromine test had a positive result after 1 drop. The Bayer test had a negative result after one drop was added. There was a discrepancy between the two tests but by viewing the IR we can conclude that the substance was no longer cyclohexanol. This could be attributed to error such as the cyclohexanol not being distilled correctly, leaving impurities. The fractions may have been heated too quickly and the fractions may have mixed. There may not have been enough drying agent added to the mixture. Some future possible changes to the experiment would be to have more time to not feel rushed. This way it would be easier to heat more slowly and make sure that everything is clean leaving little to no impurities.

The Expatriates of the 1920s :: American America History

The Expatriates of the 1920's 1ex†¢pa†¢tri†¢ate- 1: to withdraw (oneself) from residence in or allegiance to one's native country 2: intransitive senses: to leave one's native country to live elsewhere; also: to renounce allegiance to one's native country Merriam-Webster Dictionary Nothing before, or since has equaled the mass expatriation of the 1920's. It was as if a great draft of wind picked up these very peculiar people and dropped them off in a European life style. Europe and the rest of the world were beginning to see a large population of these American expatriates. "... the younger and footloose intellectuals went streaming up the longest gangplank in the world." (Cowley 79) Along with the intellectuals went the wealthy à ©lite, the recent college graduates, the art students, and the recent war veterans aptly called "The Lost Generation". Although many went all over the world, the largest density of these expatriates was in France. "Indeed, to young writers like ourselves, a long sojourn in France was almost a pilgrimage to the Holy Land." (Cowley 102) Many expatriates flocked to Paris to follow forerunners in the movement such as Ezra Pound and Gertrude Stein. Most of the expatriates wished to have an introduction to Gertrude Stein at her apartment. There they would discuss art, literature, and the ideals of America for hours on end. Gertrude Stein characterized the expatriates' view of America when she said, "America is my country, and Paris is my home town". (Stein) This idea, of having a place that you consider your home, but not your homeland, is the basis of the expatriate movement. The writing of this era was influenced by a few things. With the new ideas of America, there also came much criticism of it to. After World War One, many Americans became somewhat dissatisfied with the way that their own country's people and leaders acted. This was also a catalyst in the massive expatriation that occurred. Also, it is speculated that many war veterans could have developed various and unknown disorders caused by the type of warfare in which they had taken part. The optimistic culture of The Roaring Twenties also could have been a factor in the attitudes towards America and the writing that developed from it. Through a close study of the Expatriates, I will propose this list of probable influences towards the attitudes and writing that occurred. 1.) World War One, and the physical affects that it created among American and European Citizens.

How to Preserve Endanger Animals

How endangerment of animals can be prevented or overcome. There are many ways to help the endangered animal. One of the most important ways to help threatened animals is to conserve their habitat permanently. These habitats are area such as national parks, national reserves and wilderness areas. There they can live without interference by human activities. Human’s activities such as deforestation, farming, over grazing and development result the soil compaction, erosion, desertification, and alteration of local climatic conditions.These changes make the wildlife ill-adapt to the drastically changed environment. In areas where rare species are present, habitat destruction can quickly force a species to extinction. Besides that, we can also play our role in conserving the wildlife habitat. Controlling the rubbish dumping systematically and give heavy fine to irresponsibility citizen that against the rules. By conserving the wildlife habitats, endangered animal can be saved. Many of the Earth's habitats, animals, plants, insects, and even micro-organisms that we know as rare may not be known at all by future generations.We have the capability, and the responsibility. We must act before it is too late. We carry the responsibility to let our future generation to have a look at those animals which is not by merely in the picture in the book. Furthermore we can join a conservation organisation. There are many community groups working on conservation activities. Different organizations have different objectives—some work to protect a small plot of land or to protect whales, others focus on establishing good environmental policies in local government.If you have a specific area of interest, we can often find an organization that is working to protect the species or habitats we are most concerned about. By joining in, we can support well-organized, ongoing efforts to protect species and habitats. Despite of the scale of the project, we are doing it based on our nature to help the endangered animal. As such, we must do it with our instinct to help these animals. Moreover we must support the 3R slogan – recycle, reduce and reuse. By recycling and reusing as much as we can, we reduce our impact on the environment.Additionally, by reducing the energy we consume, we take a little of the burden off our natural resources. As such, we are encouraged to respond positively towards slogan and plan that is hold by the government, such as the car pool system and taking public transport. On the other hand, we can also do our part to save the wildlife, remember to turn off the tap while brushing teeth and use water-saving devices on toilet, taps and showerhead, saving energy by turning off lights when we are not using it. We can also recycle your toys, books and games by donating them to a hospital, nursery school or children's charity.Try to consume organic vegetables and fruits that are healthier and also organic. We must also avoid buying materials that are made by animals, such as clothing, genuine leather and handbags. Many animals are killed to make human’s luxurious item. Producing food and good we use our existent knowledge. On the other hand, animals and especially rare ones could give us a lot of new attainments from history to bionics. Probably, people wouldn’t have invented an airplane, a submarine of a parachute without surveying of animals.Nowadays, studies are more complex, but scientists still have been inspiring by concealed abilities of animals. Learning about animals in their natural habitat helps us to unveil many things about our evolution. This is due to the interactions between human and animals always stay a connection and dependence in our livings. There are a lot of ways how to save land for endangered animals, but the most important thing is the consciousness of people. While we think only about our prosperity, we are unable to think about true beauty. What is so called the †˜true beauty’?It is actually the awareness of the people to figure out the importance of the endangered animal and how they suffer from being chased out from their habitat and thus being decrease in number and as a result extinction of that species of animal. The government should play a significant role here. Campaign should be hold more frequently and at more places so that more people realise the beauty of this nature and how much our hands have destroyed it and how many animals struggling hard to live without our perception. Strict laws should be enforced to curb people from poaching and lodging, deforestation is also strictly prohibited.Despite of the work carried out by the government, we also can do our role to help the animals. We can voice out about what we concern about and our enthusiasm to government or specific department. So that government will take into consideration that many people are increasing the likelihood that someone will do something about it. Besid es that, we can also share with our family or friends to spread and discuss how to protect and do our best on it. We can also let the people know the endangered animal by posting article in the ewspaper and forums on the internet so that the attention of the public will be attracted to the serious problem that endangered species are facing. In conclusion, we should try our best in several ways so that the endangered wildlife animals will be protected. The measures above should be implemented for the sake of the future generation so that they can also enjoy the values hold by these animals. Not only we humans have the living right but the other species have it too. Pictures of conserved national parks in Malaysia Taman Negara Tunku Abdul Rahman National Park

Balance Sheet and Income Statement Commentary Essay

On JB Hunt’s balance sheet for 2011 lists current assets of $513,542,000 and current liabilities of $438,515,000, yielding a current ratio of 1.17, which indicates the company, has $1.17 of current assets for every $1 of current liabilities. The previous year 2010, the current ratio was 0.91. This shows a 29% increase in the current ratio over the previous year. An organization with a current ratio of 2 or higher is usually viewed by lenders to be a safe risk for short-term credit. Based on the 29% increase in current ratio, JB Hunt is in a better position to obtain short-term financial than it was in 2010. However, it is still below the benchmark of 2 that lenders feel to be a safe risk. Under the economic circumstances of the past five years, lenders may take into consideration other factors such as comparing JB Hunt’s current ratio to that of other competing trucking companies. JB Hunt’s quick ratio for 2011 is 0.95 and for 2010 was 0.70. A quick ratio or â₠¬Å"acid-test† measures cash, securities, and accounts receivables of a company in comparison to its current liabilities. The quick ratio is especially important to companies that have a history of challenges with converting inventory into cash quickly. This difficulty could interfere with the company’s ability to pay its short-term debt. A quick ratio between 0.50 and 1.0 is typically perceived as satisfactory, but with a shadow of potential cash-flow problems. JB Hunt’s quick ratio improved by 36% over the previous year, which indicates the company, has improved its ability to meet its short-term obligations. JB Hunt’s debt to stockholders equity ratio for 2011 is 299% and 242% for 2010. This ratio evaluates the extent to which the company relies on borrowed money for its operations. A ratio over 100% indicates a business has too much debt and not enough equity to pay off the debt if they suddenly needed to do that. With a debt to equity ratio of 299%, JB Hunt has a significantly high level of debt when compared to its equity. Investors and lenders would most likely view the company to be too risky to either invest in or to lend money to. JB Hunt’s basic earnings per share ratio for 2011 is 1.07 and 0.79 for 2010. This ratio indicates the amount of profit the business earned for each share of outstanding common stock. The earnings per share ratio reveal earnings that potentially stimulate the growth of a company and provide funds, which can be distributed as a dividend to stockholders. JB Hunt’s basic earnings per share increased by 35% over the previous year, which indicates the company has money to reinvest to ignite further growth. JB Hunt’s return on sales ratio for 2011 is 94% and 92% for 2010. This ratio indicates if the company is keeping pace with or exceeding its competitors in producing income from sales and services. JB Hunt increased its sales ratio by 2% over last year. A 94% sales ratio is an extremely high number compared with the other three companies analyzed for this assignment. To determine how competitive this ratio is with the ratios of other trucking companies would require additional research and analysis of more companies, which is outside the scope of this assignment. JB Hunt’s return on equity ratio for 2011 is 45% and 35% for 2010. This ratio assesses risk by indicating how much a company earned for each dollar invested by shareholders. JB Hunt’s equity ratio of 45% is a profitable ratio especially since investors consider a ratio over 15% to be a reasonable return. In addition this ratio is an increase of 29% over the previous year. UFP Technologies (Plastics manufacturing) The 2011 balance sheet for UFP Technologies lists current assets of $58,040,394,000 and current liabilities of $9,465,304,000, yielding a current ratio of 6.13, which indicates the company, has $6.13 of current assets for every $1 of current liabilities. The previous year 2010, the current ratio was 47.62. This shows a significant increase in the current ratio over the previous year, which is due to assets acquired in 2010 due to an acquisition. An organization with a current ratio of 2 or higher is usually viewed by lenders to be a safe risk for short-term credit. Based on a current ratio that is more than 3 times what is considered to be a safe risk, UFP Technologies seems like it will have no trouble obtaining short-term credit should the need arise. UFP Technologies’ quick ratio for 2011 is 4.80 and for 2010 was 36.12. This company has an outstanding quick ratio that is 4 times what is typically perceived as satisfactory. Based on this ration UFP Technologies should have no problem with cash flow or with paying its short-term debt. UFP Technologies’ debt to stockholders equity ratio for 2011 is 29% and 38% for 2010. This ratio indicates that the company has a low percentage of debt compared to its equity and does not rely on borrowed money to run its operations. Investors and lenders would most likely view the company to be a safe investment or a safe company to lend money to on a short-term basis. UFP Technologies’ basic earnings per share ratio for 2011 is 0.77 and 0.72 for 2010. The company’s basic earnings per share increased by 7% over the previous year, which indicates the company has some money to reinvest for further growth. UFP Technologies’ return on sales ratio for 2011 and 2010 is 12%. There was no change in this ratio from the previous year. This ratio indicates the company may not be keeping pace with its competitors in producing income from sales and services. UFP Technologies’ return on equity ratio for 2011 is 17% and 18% for 2010. This ratio assesses risk by indicating how much a company earned for each dollar invested by shareholders. UFP Technologies’ equity ratio of 17% is a profitable ratio especially since investors consider a ratio over 15% to be a reasonable return. However, the ratio decreased by 5.5% over last which may be upsetting to shareholders who are looking for an increase in this ratio year after year and not a decrease. United Natural Foods, Inc. (Specialty food stores) United Natural Foods’ balance sheet for 2011 lists current assets of $8,444,492,000 and current liabilities of $463,421,000, yielding a current ratio of 18.22, which indicates the company, has $18.22 of current assets for every $1 of current liabilities. The previous year 2010, the current ratio was 1.37. This shows a 1,229% increase in the current ratio over the previous year. An organization with a current ratio of 2 or higher is usually viewed by lenders to be a safe risk for short-term credit. With a current ratio of 18.22 United Natural Foods would definitely be view favorably by lenders if the need arose to seek short-term credit. United Natural Foods’ quick ratio for 2011 is 0.59 and for 2010 was 0.44. The quick ratio is especially important to companies that have a history of challenges with converting inventory into cash quickly. A quick ratio between 0.50 and 1.0 is typically perceived as satisfactory, but with a shadow of potential cash-flow problems. Althoug h a quick ration of 0.59 is an improvement over last year, this number is still low and indicates United Natural Foods may experience financial difficulty, which could interfere with the company’s ability to pay its short-term debt. United Natural Foods’ debt to stockholders equity ratio for 2011 is 61% and 98% for 2010. This ratio evaluates the extent to which the company relies on borrowed money for its operations. A ratio over 100% indicates a business has too much debt and not enough equity to pay off the debt if they suddenly needed to do that. With a debt to equity ratio of 61%, which is a decrease of 37% over the previous year, United Natural Foods has significantly decreased its dependency on borrowed money to fund its operations. This makes the company more appealing to either investors or lenders since the reduction in this ratio indicates the company is less of a risk than it was a year ago. United Natural Foods’ basic earnings per share ratio for 2011 is 0.80 and 0.79 for 2010. This ratio indicates the amount of profit the business earned for each share of outstanding common stock. The company’s basic earnings per share increased by 1.2% over the previous year, which indicates th e company is moving in the right direction toward increasing the earnings per share so that it can reinvest in the company and grow the company in the future. This percentage is actually a good indicator of grow considering the state of the economy over the past 5 years. United Natural Foods’ return on sales ratio for 2011 and 2010 is 3%. This ratio indicates the company is maintaining the status quo and produced the same amount of income from sales and services this year that it did last year. This could be due to the volatile economic conditions preventing new customers from shopping at United Natural Foods because they need to find way to cut costs. United Natural Foods’ return on equity ratio for 2011 is 9% and 11% for 2010. This ratio assesses risk by indicating how much a company earned for each dollar invested by shareholders. United Natural Food’s equity ratio for 2011 decreased by of 2%, which is a disappointing number for shareholders. Investors consider a ratio over 15% to be a reasonable return. Wells Fargo (Mortgage Company) Wells Fargo’s balance sheet for 2011 lists current assets of $1,313,867 million dollars and current liabilities of $920,070 million dollars, yielding a current ratio of 1.43, which indicates the company, has $1.43 of current assets for every $1 of current liabilities. The previous year 2010, the current ratio was 1.48. This shows a 3.4% decrease in the current ratio over the previous year. An organization with a current ratio of 2 or higher is usually viewed by lenders to be a safe risk for short-term credit. Based on the current ratio, Wells Fargo is a risky company for any lender. Under the economic circumstances of the past five years, lenders may take into consideration other factors such as comparing Wells Fargo’s current ratio to that of other competing companies. Wells Fargo’s quick ratio for 2011 is 0.07 was 0.11. A quick ratio or â€Å"acid-test† measures cash, securities, and accounts receivables of a company in comparison to its current liabilit ies. A quick ratio between 0.50 and 1.0 is typically perceived as satisfactory, but with a shadow of potential cash-flow problems. Wells Fargo’s quick ratio is 0.43 points below the minimum level of satisfactory. This company is severely at risk of not being able to convert inventory into cash quickly and may end up defaulting on its short-term debt. This is a risky company for investors and lenders. Wells Fargo’s debt to stockholders equity ratio for 2011 is 827% and 884% for 2010. This ratio evaluates the extent to which the company relies on borrowed money for its operations. A ratio over 100% indicates a business has too much debt and not enough equity to pay off the debt if they suddenly needed to do that. With a debt to equity ratio of 827%, Wells Fargo has an astronomical level of debt when compared to its equity. Investors and lenders obviously view this company as a business to avoid. Wells Fargo’s basic earnings per share ratio for 2011 is 1.50 and 1.18 for 2010. This ratio indicates the amount of profit the business earned for each share of outstanding common stock. The earnings per share ratio reveal earnings that could potentially stimulate the growth of a company and provide funds, which can be distributed as a dividend to stockholders. Wells Fargo’s basic earnings per share increased by 27% over the previous year, which indicates the company may have some money to reinvest back into the company for growth. Wells Fargo’s return on sales ratio for 2011 is 48% and 36% for 2010. This ratio indicates if the company is keeping pace with or exceeding its competitors in producing income from sales and services. Wells Fargo increased its sales ratio by 12% over last year. A 48% return on sales ratio is a high number. This ration indicates that the company is making strides to be competitive again. Wells Fargo’s return on equity ratio for 2011 is 11% and 10% for 2010. This ratio assesses risk by indicating how much a company earned for each dollar invested by shareholders. Investors consider a ratio over 15% to be a reasonable return. A ratio of 11% is disappointing to investors. However, it is a slight improvement over the previous year. So the company may be working on pulling itself back up and learning how to become profitable and attractive to lenders and investors once again. References Raibom, C.A. (2010). Core Concepts of Accounting (2nd ed.). : John Wiley & Sons Inc.. Annual Reports, http://www.sec.gov, date retrieved 06/28/2012

Social Conditions essays

Social Conditions essays Many women in England were seeing the right to vote in 1908. The vote is important because it is a symbol, a safeguard, and an instrument. The three social conditions that led women in England to see the right to vote were marriage, education, and career. Marriage is the first social condition that led women in England to see the right to vote. When a woman is married, she has to give up her economic independence. Emmeline Panhurst suggests that, due to the marriage laws, married women lacked financial security. No married woman exists as the mother of the child she brings into the world. In the eyes of the law, she is not the parent of her child. The child has only one parent and that is the father. He decides everything that goes on. At the same time by law, a married man has to provide his wife and children with food, shelter, and clothing. The man decides what money should be spent on and how it should be spent. The wife cant decide on any of these things. Education is the second social condition that led women in England to seek the right to vote. Most of the time education is given only to men. The colleges and Universities are given to men as well. The last social condition that led women in England to seek the right to vote is career. A woman who has been earning good income is told to give up her employment when she becomes a wife and a mother. Well-paid jobs are given to men. If the woman has a better job than her husband, she still has to give up her job. Young girls who are being trained in something except that there will be something for them to do, but there wont. In conclusion, the speech that Emmeline Pankhurst made in 1908 about their social conditions influenced women in England. It was important for women to seek the right to vote because they should have the same rights as men. If women hadnt sought t...

5 Easy Resolutions for the New Year

5 Easy Resolutions for the New Year New Year’s resolutions are hard. There’s a reason you haven’t been doing these things all along- because life often gets in the way of going to the gym regularly, or eating better, or spending more time on passion projects. The trick is to make sure your resolutions are specific things you can achieve in the short-term. Otherwise, they’ll just end up repeating on your list at the end of next year, still undone and haunting you. In addition to any larger personal resolutions you might have for the new year, here are some small resolutions you can definitely achieve that  will make your work life better.1. Go to bed (slightly) earlier.This one is hard, I know. There’s that show on TV. And Facebook isn’t going to check itself at midnight, amiright? Try moving your bedtime up in 15 minute increments, and see how it goes. You’ll get more sleep and be more ready to get moving in the morning.2. Come up with a lunch plan.If you don’t do this already, plan to bring your lunch more often. Spend a little time on weekends coming up with a brief plan of what you’ll bring, and pick up those items at the store. That time, plus the mere 15 minutes it will take each night to pull together a salad, pre-made soup, or sandwich, will be worth it when you’re not buying $10 salads. Ease into it by saying you’ll start with a few days per week. You don’t have to turn into someone who eats a Sad Desk Lunch everyday; bring things you’ll like eating, and eat with coworkers, or outside.3. Don’t scrimp on the stress relief.Maybe a half-hour kickboxing class gets out all of your frustrations. Maybe a 3-hour Netflix binge is what you need to untangle your mind from a crappy day at work. Maybe you can do yoga in your living room while your dog tries to push you out of the way and lay on your yoga mat (true story). Whatever helps you get through the week, make sure you rally to do it twice a week . The rest of the week, you can stay on the couch and think about how you should be doing that thing.4. Don’t say â€Å"yes† to everything.Remember that it’s okay to say no to requests or invitations if you just can’t handle them. Maybe don’t try this when your boss invites you to perform a task that’s well within your job description, but going above and beyond is not always mandatory. Sometimes it’s just not possible to be the one who juggles all the balls. Know what your limits are, and don’t be afraid to say, â€Å"No, I don’t have the bandwidth for that right now.†5. Don’t get angry at the little thingsWe all have petty workplace grievances: someone who takes forever at the copier, or that guy who is just†¦ so†¦ annoying. Listen to the advice from that ubiquitous Frozen song and let it go. In the new year, try to tune out things that would ordinarily bump up your blood pressure. Chances are, you can’t do anything about the annoying things that people around you do, so don’t worry about them. You do you, and concentrate on what makes you more happy and productive.You got this. None of these things require major lifestyle changes, just a few†¦ tweaks. And even if this isn’t the year you finally finish writing that novel or lose 25 pounds, you can check these off and feel great about what you’ve changed for the better.

DOES AGE MATTER IN A RELATIONSHIP Essay Example | Topics and Well Written Essays - 2000 words

DOES AGE MATTER IN A RELATIONSHIP - Essay Example According to the authors, people will engage in relationships that they feel respected, appreciated, protected and comfortable to carry on. Psychological satisfaction is the basic importance that relationships such as marriage ought to achieve in an individual’s life. The importance of social satisfaction inside the marriage must always come from the individual, with personal life playing the important part. In this discourse, various perspectives of age gaps in a relationship are discussed to illustrate the importance of psychological interpretations in a relationship among various social settings and perspectives. Relationships have several considerations that ought to be made when individuals are planning to look for partner, probably to end up with in a marriage. There are differences of interpretation of the importance of age difference between compatible partners with regard to cultural and social settings. While there is a general observation that the majority of cultural settings prefer a relationship in which the male partner is expected to be slightly older than the female partner, there are more important psychological issues involved than the age consideration. To a large extent, age consideration can be categorized as an incidental factor that almost always compliments the other considerations that an intimate relationship needs. Social changes continue to be experienced across the human society at an unprecedented rate, paving way for a more liberal approach to relationship issues. For instance, it was a difficult consideration to make in earlier days on racial differences when ch oosing a marriage partner but with the numerous changes on social fronts, it has become easier for people to date and marry anyone from any race (Buhrmester and Furman, pp104-103). The human community is getting integrated and old order of perceptions is experiencing a huge departure to a